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State Car Insurance Laws
Good2Go is working hard to bring minimum coverage auto insurance to every state across the U.S. As you know, auto insurance requirements vary by state, and almost every state in the U.S. requires drivers to have liability coverage (except for New Hampshire), so it's important to make sure the policy you're purchasing meets those standards.
Minimum coverage car insurance usually includes liability limits that cover:
- Bodily injury for one person in an accident
- Bodily injury for all persons injured in one accident
- Property damage for one accident
While it is recommended that drivers carry sufficient coverage to protect their assets, state minimum coverage levels for bodily injury coverage can range from $5,000 to $100,000.
Some states may require you to purchase additional insurance such as uninsured motorist coverage and personal injury protection (PIP). Depending on your vehicle, you may also want to consider purchasing collision and comprehensive car insurance coverage. This type of coverage protects your car from damages, theft, and unexpected events such as natural disasters.
If you are caught driving without auto insurance, some common penalties include:
- Having your driver's license and registration suspended
- Fines that can range from $100 to $1,000, in addition to reinstatement fees
- SR-22 insurance documentation (individual state requirements may vary)
- Community service
- Jail time
If you're looking for information on your state's minimum car insurance laws and requirements, be sure to visit one of the state pages below.
Keep an eye on this page to see where Good2Go Auto Insurance will be offering minimum insurance coverage next.